I know we’ve all complained about how we encountered situations as an adult that we should’ve learned about before having to go through it. However, there are things in life that you just can’t afford to overlook and should handle ASAP. This are things that are just part of being an adult and will affect you succeed in adulting.
When I turned 40, I immediately felt like I wasn’t prepared for what was ahead. It was such a weird and emotional realization. However, after sulking for 2-3 business days, I decided that I needed to start preparing and/or working the progress. Keep reading to see the things that we all need to keep in mind and actively get figured out.
For the past couple of weeks, I’ve been thinking about how I’m going to tackle trying to find a new place to move, new work responsibilities, and all of the upcoming holiday plans. Sometimes, it can be overwhelming, but I’ve been slowly getting prepared for all of it. I’ve been getting mentally prepared, but also financially prepared. That especially included getting my finances prepared for holiday spending.
According to the National Retail Federation, Americans will spend over $720 BILLION this year on holiday gifts and garb – an increase from last year. It sounds insane, but it feels like the norm.
As a fan of the Refinery 29 Money Diaries, I’ve been wanting to track my spending for a week. However, I never got around to doing a money diary until I randomly decided to start tracking last Thursday.
So, if you’re nosy and/or interested in where I threw money at last week, please keep reading.
Other than health issues, finances are at the top of most people’s resolutions and goals for the new year. I’m no different, because this is the second year that I’ve decided that I want to work on my finances. Last year, for the most part, I did pretty good. I was very proactive in saving more money. Unfortunately, I had to reach into my savings stash more than I would like to have done. However, I only reached in for absolute emergencies, which was mainly car related. This year, aside from continuing to grow my savings, I want to be more conscious about my spending habits. Over the past couple of months, I became obsessed with learning to shop smarter. I formed a few habits that allowed me make better decisions when shopping.
If one of your goals this year is to get smarter with saving your money, learning to make smarter shopping is good stepping stone. If you’re interested in improving your shopping, keep reading for some of my favorite tips.
It’s been quite a while since I’ve shopped at an outlet. Although I love a good deal, I just can’t deal with the groups of people that flee to them to grab the same deals that I’m hoping to get, too.
A new outlet opened in my area and I’ve been meaning to check it out. However, when it comes to outlet shopping, there are some tips and tricks I use to make sure I do it right. Therefore, I wanted to share some tips to keep in mind the next time you go shopping at an outlet.
HOW TO SHOP AT OUTLETS….like a BOSS
- AVOID THE WEEKEND – Going to outlets at the beginning of the week is best, because you won’t have to deal with crowds of shoppers. PLUS, most retailers, including outlet stores, restock on Monday or Tuesday since it’s not so crowded. Therefore, you can get first grabs at new items without the hassle of swarms of people.
- QUALITY over QUANTITY – Don’t let the 50% off tag blind you from the quality of the garment. Check the seams, construction, and fabric for stains. If the quality of the garment is not up to par for you, feel free to put it back. It’s not worth it, especially if you would have to pay extra to get it repaired. Plus, some outlets have a no return/final sale policy.
- SIGN-UP FOR EXTRA DEALS- Most retailers offer coupons and discounts on their website and apps, including for their outlets. Can’t beat extra savings.
- IS IT REALLY A BARGAIN? – Just because an item is at an outlet doesn’t necessarily mean that’s the best price. Do a quick online search to see if you can get it for a better price elsewhere, especially for big ticket items like electronics and furniture.